“Finally!  A solution that's both powerful and affordable.  The Debt-Buster is the 'ultimate' in debt consolidation plans.  It’s powerful, cheap, easy, and it’s your lawful right.”

Do you want to be debt-free from all those credit card bills, overdue medical bills, personal loans, and other unsecured debts?  How would you like to do it all for only $99 per month?  Imagine not having any financial strain!  Imagine only making payments you can actually afford!

Well, good news!  If you qualify, you can eliminate your debt for good, and it’s all made possible by the new bankruptcy laws.

Wait, did we just say bankruptcy?  Bleh!  What an awful word!  Let us clarify:  the bankruptcy of then is different from the bankruptcy of now.  These new laws allow debt-savings that wasn’t possible before.  We like to call it “Filing for Liberty”.

"Filing for Liberty" means being free and liberated from crushing debt that grows and grows each day.  Have you asked yourself these questions before:

• "How long am I willing to keep putting my creditors ahead of my family?"
   
• "How much pain, delay, sacrifice, and disappointment can my family stand?"
   
• "If I don't do something now, will I be any better off in 2 years?"
   
• "How long am I willing to keep my life on hold just to keep paying on bills I really can't afford?"

John T. Orcutt helps people just like this, and yourself, every day.  John T. Orcutt  has taken great satisfaction in helping over 20,000 North Carolina families just like yours get out of debt and be free of sleepless nights and constant worry.  You can't help this many families and not get good at what you do.  Why choose anyone but John Orcutt?

John Orcutt’s initial consultations are always free.  Privacy and confidentiality are top priorities, so you can feel safe talking to us. 

Let me give you an example of the savings under our plan.  Say you’re currently paying $500/month towards debt.  Now, if you qualify, you’ll only pay $99/month.  Paying $900/month?  If you qualify, you only pay $99/month.  That’s it.  It doesn't get any better than that.

What if you could force your creditors to settle for payments you can afford, rather than payments they demand...and then really 'make it stick'?  Well, that day is here.  This is your chance and the $99/month Debt-Buster plan is the proof.

Saving you money, getting you out of debt, freeing up money for more important things like your family, and lowering your stress level is what our new "Debt Buster" program is all about.

Still skeptical?  Here’s some of the most frequently asked questions regarding the $99/month Debt-Buster plan:

"What do I get for my $99 per month?"

If you qualify for our $99 per month Debt Buster program, you get 2 huge benefits.  First, you get the right to put all those bill collectors under control.  Second, you get the right to cut clean from all those bills...and it only costs you $99 per month. 

And...we DO NOT mean $99 per month for each debt.  We are talking about all those bills, lumped together, for one payment of $99 per month.

And, we DO NOT mean $99 per month for 5 years or 10 years or the rest of your life.  If you qualify for this program, you would be in the program for less than 34 months and, in some cases, less than 26 months*.

"What's the total cost of this program?"  

Add it up.  At most, this means that you can get rid of all your credit cards, medical bills and all your other unsecured debts for a total of less than $3,800**.

Think about it.  That's probably less than the balance you owe on just one credit card.

And, if you stay in the program to completion, you will get a permanent "discharge" on all these debts.  That is, you will be never have to pay another dime on any of those bills.

And, while you are in the program, the bill collectors have to stop calling.  They also have to stop writing.  Very simply, they have to leave you alone. 

That's what the Debt Buster program is all about.

"How come this is all I have to pay?"

Because this is a type of bankruptcy, because the U.S. Federal Bankruptcy laws are much more powerful than most people think, and because...when you sign up for a Debt Buster program...you put the full weight of the Federal government behind you.

You may have heard that Congress changed the bankruptcy laws in 2005.  This is true.  What you probably did not hear was that, in some respects, the new laws provide you even more protection and relief than they did in the past.  Our new Debt-Buster program was made possible because of these new law changes.

"Hey!  What about attorney fees?" 

There are none.  Or, should I say, they’re already included in the $99/month plan.  It doesn't get any better than that.   Your creditors are put under control, you get out from under all those bills, and you get an attorney to represent you...all for one monthly payment of $99.

"What about up-front costs?"

There are some up-front costs.  It adds up to less than $390.  This includes the following: The biggest one if the filing fee, which is $274.  Think of this as a sort of application fee you have to pay to the Bankruptcy Court.  In addition, there are some other costs, such as $10 per person for pulling your credit report, $34 to pay for a required credit counseling certification, and $10 to pull an "online" judgment search (if needed).  In most cases, these additional costs add up to less than $90. 

That's it.  If you qualify for this program, that's all you pay up-front.  Think about it.  More than likely, the up-front costs are less than 1 month's worth of what you are already paying right now on just your credit cards and personal loans. 

After you pay the up-front costs, your case is filed.   After that, it's just $99 per month.

"What about a guarantee?"

We can give you that too.  If you qualify for our new Debt Buster program and agree to do your part, the result is guaranteed and we will even put it in writing***.

"What if I want to get done with these debts even sooner?"

You can.  We also offer a $199 per month version of the Debt Buster program.   The $199 version not only gets you done sooner, it also saves you an additional $300 in attorney fees.

"How do I find out if I qualify for the Debt-Buster program?" 

Just call 1-800-899-1414 today to set up a confidential and totally FREE Debt Consultation.

"How do I find out more about the Debt-Buster program and all of your "Debt-Defeater" programs?"

Easy. (Just Click Here)

"I'm behind on my house and my car. What can I do?"

No problem. That's exactly what our 'traditional' Chapter 13 plan is designed to fix.  Learn all about it. (Just Click Here)

"Yeah, it all sounds good...but bankruptcy really scares me. I want to hear from your past Debt-Buster clients."

You can.  Right here, right now.  (Just Click Here For Debt Buster Client Testimonials).  Here is a sample:

Heard enough?  Want to set up a FREE Initial Consultation to see if the Debt-Buster will work for you.

Call today!

During normal business hours...call toll free 1-800-899-1414.    

During the night or on the weekend...no need to wait...you can set up your own FREE Debt Consultation...right here...right now!  It's easy. Just click on this button:

  

In 5 quick steps, you will have your appointment.*

* You must be a resident of North Carolina.  We have offices in Durham, Raleigh, Fayetteville and Wilson.     

 






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Have questions about the effect on your credit?
'Click' on any or all of the following topics:

• To Fix Your Credit: Start With A Bankruptcy
   
• Want Good Credit: Think Bankruptcy!
   
• Bankruptcy: First-Aid For Your Credit
   
• Your Credit Score: How is it Determined?
   
• Credit: The Real Story!