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The Creditor is awarded the judgment for whatever amount of money is owed, plus...in many cases...attorney fees and cost costs. Lets say it's $2,000.00 as an example. What does this mean? Well! First it means that the Creditor can take the money out of your checking account, if he can find your bank account.  Here's an example. You have just put your paycheck in your checking account. It was $800.00 and let's say the creditor knows where you bank and has already requested that the bank collect any money that gets deposited into your accounts. In this example, it would be $2,000. The $800 would be gone! If you have any money in a savings account, it will also be gone.

The judgment also goes on your credit report and that means no more credit in most cases. It also has some negative effects when you're working a job with a security clearance.

It's embarrassing! It's also something that can be taken care of using Federal Bankruptcy Laws! You can stop these negative affects of judgments fast!   If need be...as for instance in the case of a "non-dischargeable" debt....and using Chapter 13...you can claim the right to pay it over up to 60 months in most cases. So!  Over 60 months, your payment on this debt would be less than $10 per week.  And that assumes you have to pay it at all.  Many judgments...especially with respect to unsecured debts...never have to be paid back.  It just depends on the facts of your particular situation.

Every thing you think is hopeless has a solution....if you ask the right person!

The Law Offices of John T. Orcutt can give you straight answers to tough questions. They can also start the process to take that monkey off your back on the first visit!

Make the call now! 

Call for a FREE Confidential Visit at: 1-800-899-1414 or 919-847-9750.

Stop getting pushed around, feeling angry and losing sleep!

Take some positive action now!

You'll feel better! We guarantee it!

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