Dear Mr. Orcutt

I would like to start this letter by thanking you for seeing my husband and me today. It is a relief to know that there is a way to relieve ourselves of this financial burden we have found ourselves in. We trust your judgment and expertise in the areas of the law and bankruptcy and trust that you will help us make the correct decision. Although I do understand that our credit will be tainted for some time, it is important to me to know that we will keep our dignity in doing so.

The decision to file bankruptcy only came after the realization that we had made a bad business decision. Millions of American dream of owning a business and visualize the millions rolling in; well, it was not as easy as we thought it would be. I am not willing to sacrifice the happiness of my family to reap the benefits of a successful business. When my three year old says to me every time I see her "Are you going to work?", my heart breaks and I despise the fact that that is how she sees me, as always leaving. I want and need my life back.

Once again, I thank you for your time and understanding in this matter.

Sincerely,

Brenda K.

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